Friday, January 26, 2018


            New Delhi: India Post Payments Bank (IPPB) will press into service postmen equipped with smartphones to go door to door and will open 3,250 customer access points across 650 districts when it launches operations in March, seeking to cater largely to under-banked rural areas.

            The bank will leverage the 155,000 technologically upgraded post offices, of which 129,000 are in rural areas, as well as the existing customer base of India Post, Anant Narayan Nanda, secretary, department of posts, and chairman of IPPB, said in an interview.

            A special dispensation from the Reserve Bank of India (RBI) will enable the payments bank to link accounts of existing post office savings bank customers and let them access both on the same screen and perform transactions.

            According to Nanda, this will give a huge fillip to existing customers. India Post has around 170 million savings bank accounts.

            “By December 2018, 2 lakh postmen and gramin dak sewaks carrying mobile phones will offer doorstep banking to customers predominantly in rural areas. Eventually, this number will increase to 3.5 lakh,” Nanda said.

            The bank plans to start with 3,250 access points—five each in 650 districts—and scale up the number every month. It will employ 3,000 people—roughly half the staff will be on deputation from state-run banks and India Post.

            The bank is in the process of training postmen to carry out basic banking facilities such as opening bank accounts and conducting transactions on the mobile phone. Besides assisting customers, the postmen will also teach them how to perform transactions on their own. They will receive monetary incentives for both assisted and eventually self-service transactions.

            Customers will be able to access a range of services including net banking, National Electronic Funds Transfer (NEFT), Real-time Gross Settlement (RTGS) and Immediate Payment Service (IMPS). They will be able to pay utility bills, invest in mutual funds and buy insurance products on the app.

            The gramin dak sevaks and postmen will be trained by banking institutions. An internal survey by the department showed that between 70% and 80% of postmen use smartphones for personal use and are active on social networking sites and should be able to use the app with ease, Nanda said.

            At present, the post office accepts payments of around Rs46,000 crore in cash every year. With the entire network moving towards accepting digital payments, a significant portion of this amount could be handled by the banking network, an indication of the potential available for business.

            IPPB is 100% owned by India Post; it received a payments bank license from RBI in January 2017 and has begun operations on a pilot basis in Jharkhand and Chhattisgarh.

            India has three other operational payment banks—Airtel Payments Bank, Paytm Payments Bank and Fino Payments Bank.

            “India Post does have the largest reach in the rural parts of the country and the idea of financial inclusion through postmen seems very promising,” said Ashish Aggarwal, a consultant at the National Institute of Public Finance and Policy. “However, the execution has to be well done to have mass impact. The postmen need to be well-trained and equipped as even basic banking involves much more than delivering courier (packages) and letters,” he added.

Source :

Tuesday, January 23, 2018


Dear Comrades, 

The 3rd All India Conference of AIPEU-GDS is scheduled from 16th to 17th March 2018 in Allahabad (Uttar Pradesh Circle).

A formal Reception Committee has been formed in the presence of Veteran Leader of NFPE Com.T.P.Mishra, Com.Vikram Sha, General Secretary, P4., and Com.Pandurangarao, General Secretary, AIPEU-GDS on 21st January, 2018 in Allahabad HO.
A detailed Circular, Posters, Notice will be circulated to all Divisions & Branches of AIPEU-GDS in 23 Circles from CHQ & Reception Committee as well.

All the Delegates are requested to book their train tickets as early as possible towards Allahabad. There are number of trains towards and through Allahabad from all main cities & towns of all States in the country.


During the month of March weather is pleasant and temperature may falls between 25-30 degrees, feels some chillness in the night. Some warm clothings may be required.

Allahabad is a holy place and so many site seeing / visiting places in and around the Allahabad city.

= P. Pandurangarao
  General Secretay

Monday, January 15, 2018


Dear Comrades,

The vital information sought under RTI regarding the recommendations of Shri Kamalesh Chandra Committee is reproduced here under for favour of information.

General Secretary


Monday, January 8, 2018

ଘରେ ଖୋଲନ୍ତୁ ପୋଷ୍ଟ ଅଫିସ ଆଉ ରୋଜଗାର କରନ୍ତୁ ଟଙ୍କା, ଜାଣନ୍ତୁ ପୂରା ପ୍ରକ୍ରିୟା

ଯଦି ଆପଣ ଘରେ ବସି ରୋଜଗାର କରିବାକୁ ଚାହୁଁଛନ୍ତି ତେବେ ଏଭଳି ସୂବର୍ଣ୍ଣ ସୁଯୋଗ ବୋଧହୁଏ ଆଉ ମିଳି ନପାରେ । ଇଣ୍ଡିଆ ପୋଷ୍ଟ ପେମେଂଟ ବ୍ୟାଙ୍କ (ଆଇପିପିବି)ର ଏପ୍ରିଲ ମାସରୁ ୬୫୦ଟି ବ୍ରାଂଚ ଆରମ୍ଭ ହେବାକୁ ଯାଉଛି । କାରଣ, ଏଭଳି କରିବାର ଆଇପିପିବିର ଏକମାତ୍ର ଉଦ୍ଦେଶ୍ୟ ହେଉଛି କି ସାରା ଭାରତବର୍ଷର ପ୍ରତ୍ୟେକଟି ଗଳି କନ୍ଦିରେ ନିଜର ସେବାକୁ ପହଂଚାଇବା ଏବଂ ସମସ୍ତ ଡାକଘରକୁ ଆଇପିପିବିର ଶାଖାରେ ପରିବର୍ତ୍ତନ କରିବା । ଯେଉଁଠି ବ୍ୟାଙ୍କିଂ ପ୍ରୋଜେକ୍ଟ ଏବଂ ସର୍ଭସି ପ୍ରଦାନ କରାଯିବ । ତେବେ ପଢନ୍ତୁ ଏହି ରିପୋର୍ଟ ।
ଯଦି ଆପଣ ଅଷ୍ଟମ ଶ୍ରେଣୀ ଯାଏଁ ପଢିଛନ୍ତି ଏବଂ ଆପଣଙ୍କର ବୟସ ୧୮ ବର୍ଷ ତେବେ ଆପଣ ଆପଣଙ୍କର ଘରେ ଡାକଖାତା ଖୋଲି ଏକ ଭଲ ରୋଜଗାର କରିପାରିବେ । ଡାକ ବିଭାଗ ନିଜର ଫ୍ରାଂଚାଇଜ ସ୍କିମ ଆଧାରରେ ନିଜ ଘରେ ଡାକଶାଖା ଖୋଲିବାକୁ ଅନୁମତି ଦେଇରଖୁଛି । ଫ୍ରାଂଚାଇଜ ସ୍କିମ ଆଧାରରେ ଆପଣ ସେହି ସେବାଗୁଡିକୁ ଦେଇପାରିବେ ଯେଉଁଗୁଡିକୁ ଡାକଶାଖାରେ କାଉଂଟର ଜରିଆରେ ଗ୍ରାହକଙ୍କୁ ଦିଆଯାଇଥାଏ ।
ଏବେ ଜାଣନ୍ତୁ ଡାକଶାଖା ଖୋଲି ଆପଣ କି କି ସେବା ଦେଇପାରିବେ ଏବଂ ଆପଣଙ୍କୁ ଏଥିପାଇଁ କଣ କରିବାକୁ ପଡିବ ।
ଫ୍ରାଂଚାଇଜ ନେବା ପାଇଁ ଡାକ ବିଭାଗ ତରଫରୁ କରାଯାଇଥିବା ପ୍ରୋଫର୍ମରେ ଡିଭିଜନାଲ ହେଡଙ୍କର ନାମରେ ଆବେଦନ କରିବାକୁ ପଡିବ । ଡିଭିଜନାଲ୍ ହେଡ ଏସଡିଆଇର ରିପୋର୍ଟ ଆଧାରରେ ଫ୍ରାଂଚାଇଜର ସିଲେକସନ କରିଥାନ୍ତି । ଏଥିରେ କମ୍ପ୍ୟୁଟରର ସୁବିଧା ଉପଲବ୍ଧ କରାଉଥିବା ଏବଂ ପୋଷ୍ଟାଲ ପେନସନର୍ସଙ୍କୁ ପ୍ରାଥମିକତା ଦିଆଯାଇଥାଏ । ଫ୍ରାଂଚାଇଜ ପାଇଁ ଆବେଦନ କରିବା ପାଇଁ କୌଣସି ସର୍ବାଧିକ ବୟସସୀମା ରଖାଯାଇନାହିଁ ।
ସେହିପରି, କୌଣସି ବି ଦୋକାନୀ ବା ବ୍ୟବସାୟ କରୁଥିବା ବ୍ୟକ୍ତି ମଧ୍ୟ ଫ୍ରାଂଚାଇଜ ନେଇ ନିଜର ବ୍ୟବସାୟ ସହିତ ଡାକ ବିଭାଗର କାର୍ଯ୍ୟ କରିପାରିବେ । ତେବେ ଫ୍ରାଂଚାଇଜ ନେବାକୁ ହେଲେ ଆପଣଙ୍କୁ ଏଥିପାଇଁ ସିକ୍ୟୁରିଟି ଡିପୋଜିଟ୍ ମଧ୍ୟ କରିବାକୁ ପଡିବ । ସିକ୍ୟୁରିଟି ଡିପୋଜିଟ୍ ଏନଏସସି ରୂପରେ ହୋଇଥାଏ । ସର୍ବନିମ୍ନ ସିକ୍ୟୁରିଟି ଜମା ୫,୦୦୦ ଟଙ୍କା ଅଟେ । ଏଥିପାଇଁ ଆପଣଙ୍କର ପ୍ରତିଦିନ ଆଭେରେଜ୍ ବ୍ୟବସାୟ ଆଧାରରେ ସିକ୍ୟୁରିଟି ଡିପୋଜିଟକୁ ବୃଦ୍ଧି କରାଯାଇପାରେ ।
ଖାଲି ସେତିକି ନୁହେଁ ଆପଣ ମନି ଅର୍ଡର, ରେଜଷ୍ଟ୍ରି, ସ୍ପିଡ ପୋଷ୍ଟ ବୁକ୍ କରିପାରିବେ । ଏହାବ୍ୟତୀତ ଷ୍ଟାଂପ, ଷ୍ଟେସନାରୀର ସେଲ, ଇ-ପୋଷ୍ଟର ବୁକିଂ ମଧ୍ୟ କରିପାରିବେ । ଆପଣଙ୍କୁ ରେଜିଷ୍ଟର, ସ୍ପିଡ ପୋଷ୍ଟର ବ୍ଲକ ବୁୁକିଂ କରିବାର ସୁବିଧା ମଧ୍ୟ ମିଳିବ । ଆପଣ ଡାକ ବିଭାଗର ବିଲ, ଟାକ୍ସ, ଫାଇଲ କଲେକସନ ଏବଂ ପେମେଂଟ ସର୍ଭିସେସ ମଧ୍ୟ ଗ୍ରାହକଙ୍କୁ ଉପଲବ୍ଧ କରାଇପାରିବେ । ଏସମସ୍ତ ସର୍ଭିସେସ ଦ୍ୱାରା ଆପଣ ରୋଜଗାର କରିପାରିବେ । ବର୍ତ୍ତମାନ ଆପଣ ୧୦୦ ଟଙ୍କାରୁ କମ ଟଙ୍କାର ମନି ଅର୍ଡର ବୁକ୍ କରିପାରିବେ ନାହିଁ ।
ଆପଣଙ୍କୁ ପ୍ରତ୍ୟେକ ରେଜିଷ୍ଟର୍ଡ ଆର୍ଟିକିଲ ଉପରେ ୧ ଟଙ୍କା, ସ୍ପିଡ ପୋଷ୍ଟ ବୁକିଂ ଉପରେ ୫ ଟଙ୍କା ମିଳିବ । ସେହିପରି ୧୦୦ରୁ ୨୦୦ ଟଙ୍କାର ମନି ଅର୍ଡର ଉପରେ ସାଢେ ୩ ଟଙ୍କା ଏବଂ ୨୦୦ ରୁ ଅଧିକ ମନି ଅର୍ଡର ଉପରେ ୫ ଟଙ୍କା ମିଳିବ । ୧୦୦୦ ଆର୍ଟିକିଲରୁ ଅଧିକ ରେଜଷ୍ଟ୍ରି ଉପରେ ୨୦ ପ୍ରତିଶତ, ଷ୍ଟାଂପ , ପୋଷ୍ଟାଲ ଷ୍ଟେସନାରୀର ମୋଟ ବିକ୍ରି ଉପରେ ୫ ପ୍ରତିଶତ ଏବଂ ରିଟେଲ ସର୍ଭିସେସ ରେଭିନ୍ୟୁ ଷ୍ଟାଂପ, ସେଂଟ୍ରା ରିକ୍ୱୁଟମେଂଟ ଫିସ ଉପରେ ୪୦ ପ୍ରତିଶତର କମସନ ମିଳିବ ।